PROJECTED, not official. These are Thomson Reuters Checkpoint estimates (published September 11, 2026) based on inflation data. As of October 20, 2026 the IRS had not published its official 2027 tax brackets or standard deduction. The IRS normally releases them in the fall (the law's deadline is December 15). We'll update this page when it does. Not tax advice.
Projected 2027 standard deduction
| Filing status | 2027 (projected) | 2026 |
|---|---|---|
| Single | $16,600 | $16,100 |
| Married filing jointly | $33,200 | $32,200 |
| Head of household | $24,900 | $24,150 |
| Married filing separately | $16,600 | $16,100 |
- Projected 2027 additional standard deduction for age 65+ or blind: $1,700 if married or a surviving spouse ($1,650 in 2026), $2,100 if single or head of household ($2,050 in 2026).
- Thomson Reuters notes the separate $6,000 senior deduction for people 65 and older applies for tax years 2025–2028, reduced by 6% of modified AGI above $75,000 (single) or $150,000 (joint).
- Projected 2027 standard deduction for someone claimed as a dependent: the greater of $1,400 or $500 plus earned income, up to the regular standard deduction.
Projected 2027 federal income tax brackets
Taxable income ranges (income after deductions). Each rate applies only to the part of your income inside that range.
| Rate | Single | Married filing jointly | Head of household | Married filing separately |
|---|---|---|---|---|
| 10% | $0 – $12,800 | $0 – $25,600 | $0 – $18,250 | $0 – $12,800 |
| 12% | $12,800 – $52,025 | $25,600 – $104,050 | $18,250 – $69,650 | $12,800 – $52,025 |
| 22% | $52,025 – $109,125 | $104,050 – $218,250 | $69,650 – $109,100 | $52,025 – $109,125 |
| 24% | $109,125 – $208,325 | $218,250 – $416,650 | $109,100 – $208,300 | $109,125 – $208,325 |
| 32% | $208,325 – $264,550 | $416,650 – $529,100 | $208,300 – $264,550 | $208,325 – $264,550 |
| 35% | $264,550 – $661,375 | $529,100 – $793,650 | $264,550 – $661,350 | $264,550 – $396,825 |
| 37% | Over $661,375 | Over $793,650 | Over $661,350 | Over $396,825 |
Projected 2027 tax estimator
Self-employed? Plan for estimated tax too
If you freelance or sell online, income tax is only part of it: self-employment tax and quarterly estimated payments apply as well. See the quarterly estimated tax due dates for 2026–2027 and the 1099 expense deductions checklist.